Often no. The majority of class action settlements — particularly data breach settlements and many consumer product claims — do not require proof of purchase. You simply certify on the claim form that you meet the eligibility criteria.
Settlements That Typically Require No Proof
- Data breach settlements — Your account existing during the breach period is enough. The company already has records of who was affected.
- Privacy violation settlements (BIPA, CCPA, TCPA) — For biometric data or unsolicited text message violations, no purchase documentation is needed.
- Some consumer product settlements — For widespread defects where the product was commonly purchased, many settlements create a "no receipt" tier at a reduced payout level.
- Financial fee overcharge settlements — If the company charged you unauthorized fees, they have your account records — you don't need to prove what you paid.
Settlements That May Require Documentation
- Product defect claims for higher payouts — Many settlements have two tiers: a lower-payout option with no proof and a higher-payout option for documented purchases. A receipt or credit card statement gets you the higher amount.
- Employment/wage theft claims — These typically require paycheck records or employment verification for the class period.
- Out-of-pocket loss claims — If you're claiming reimbursement for specific expenses (like identity theft resolution costs), receipts are required.
What Counts as Proof When Required
Each settlement defines acceptable proof. Common forms include:
- Receipt (physical or digital)
- Credit/debit card statement showing the purchase
- Bank account statement
- Order confirmation email
- Product serial number or model number
- Account number for financial institution claims
Don't have a receipt? Check your email for order confirmation, look for the transaction in your bank or credit card statements, or try logging into the retailer's website — most save your purchase history.
→ Browse no-proof-required settlements
→ All open settlements with eligibility details
