How to Check Your Class Action Settlement Eligibility Free (2026)

Go to SettlementRadar's search, enter the name of a company you've used (e.g., "T-Mobile" or "Marriott"), and review the results. Each settlement listing shows: the class period (dates you need to have been a customer), what documentation is required (if any), the estimated payout amount, and the filing deadline. If the class period includes dates when you were a customer, you're likely eligible. The entire eligibility check takes 30–60 seconds per settlement.

For the most comprehensive check, don't limit yourself to companies you already suspect have settled. Class action settlements cover an enormous range of businesses: banks, credit card issuers, phone carriers, internet providers, health insurers, employers, streaming services, retailers, car manufacturers, software companies, and apps that stored your personal data. Running through the full list of companies you've used in the past 5 years — a 10-minute exercise — typically surfaces 3–8 settlements most people never knew existed.

Settlement eligibility criteria are written in plain language that doesn't require legal training to interpret. A typical requirement reads: "You are a Class Member if you are a US resident who had a T-Mobile, Sprint, or Metro by T-Mobile account or line between January 1, 2015 and November 26, 2022." That's it. If you had a T-Mobile phone during that window, you qualify — regardless of whether you experienced any problems, received any notice, or even knew about the lawsuit.

For data breach settlements, eligibility is almost always based on whether you had an account with the company at any point during the breach period. You don't need to have experienced identity theft or documented harm — just being a customer whose data was potentially exposed is sufficient. For employment settlements, the class definition typically covers all employees in a specific job classification, location, or time period. For product defect settlements, owning or purchasing the affected product during the class period is the standard requirement.

The most important number in any class definition is the date range — the class period. If you were in the relevant relationship (customer, employee, purchaser) at any point during that range, you qualify. A one-day overlap is sufficient.