How We Handle Your Data

1. Who We Are

SettlementRadar is a class action settlement aggregator and filing assistance service at settlementradar.com. We help consumers discover open class action settlements, check eligibility, and optionally file claims. We are not a law firm and do not provide legal advice.

For any privacy questions, rights requests, or data deletion requests, contact us at contact@settlementradar.com.

2. What Information We Collect

Information You Provide Directly

• Email address -- when you subscribe to settlement alerts, create an account, use the filing alert signup, or contact us.
• Name and mailing address -- only when you use our paid filing assistance service. Required to submit your claim to the settlement administrator.
• State and brand preferences -- when you use the settlement matcher or eligibility quiz. Used to personalize your settlement matches.
• Filed claim information -- when you log claims or use tracking features. Stored in your account to help you track deadlines and status.
• User-generated stories -- if you voluntarily submit a settlement success story. Stored with your submission email for verification and spam prevention.

Information Collected Automatically

• Search queries -- we log search terms entered on SettlementRadar to improve search relevance and understand user intent. These are associated with sessions, not individual identities.
• Pages visited and navigation patterns -- which pages you view, how long you stay, and how you navigate between pages.
• IP address and approximate location -- used for security, fraud prevention, and aggregate analytics (not sold or shared for targeting).
• Browser type, device type, and operating system -- used for compatibility and performance optimization.
• Referrer URL -- the page or site that directed you to SettlementRadar.
• Cookies and local storage -- see the Cookies section below.

Payment Information

All payments are processed by Stripe, Inc. We never see, store, or have access to your full credit card number, CVV, or banking credentials. Stripe handles all payment data under their own PCI-compliant infrastructure. We receive only a payment confirmation token and the last 4 digits of your card for display purposes.

3. Google Analytics

We use Google Analytics 4 (GA4) (tracking ID: G-7RNYE2FBM1) to understand how visitors use our site. Google Analytics collects:

• Pages visited and time spent
• Traffic source (search, direct, referral, social)
• Device type and browser
• Approximate geographic location (country/region level)
• Events such as searches performed, settlements viewed, and alert signups

Google Analytics uses cookies (including _ga and _ga_XXXXXXXX) to distinguish users and sessions. Data is sent to Google's servers and subject to Google's Privacy Policy.

To opt out of Google Analytics tracking, you can install the Google Analytics Opt-out Browser Add-on or use your browser's privacy settings.

4. Meta (Facebook) Pixel

SettlementRadar uses the Meta Pixel (Facebook Pixel) on all pages to measure the effectiveness of our advertising. The pixel collects information about actions taken on our site (such as page views, lead form completions, and purchases) and may associate this information with your Facebook/Instagram profile if you are logged into those services.

Meta Pixel may use cookies and similar tracking technologies. Data collected is subject to Meta's Privacy Policy. To opt out of Meta's use of your data for advertising, visit Meta Ad Preferences or use the Digital Advertising Alliance opt-out tool.

5. Web Push Notifications

SettlementRadar offers optional browser-based push notifications to alert you when new settlements are added or deadlines are approaching. If you click "Allow" when prompted by your browser, we collect and store your browser's push subscription token to deliver these notifications.

• Push notification subscriptions are entirely voluntary and can be revoked at any time through your browser settings.
• We use the Web Push API (VAPID protocol) to send notifications directly to your browser. No third-party push service processes your data.
• You can manage or cancel push notifications from your account settings or by revoking notification permissions in your browser.

6. Cookies

We use the following types of cookies:

You can block or delete cookies at any time through your browser settings. Note that blocking essential cookies will prevent login and some features from working properly.

7. How We Use Your Information

• Sending settlement alerts and newsletters to subscribers (opt-in only).
• Completing and submitting filing assistance orders on your behalf.
• Personalizing settlement recommendations based on your state and brand preferences.
• Processing payments via Stripe and preventing fraudulent transactions.
• Improving site search and content based on aggregate query data.
• Sending transactional emails related to your account, purchases, or claim deadlines.
• Detecting and preventing spam, fraud, and abuse.
• Measuring and improving site performance and user experience through analytics.

8. Email Communications

We send the following types of emails:

• Settlement alerts -- new settlements matching your preferences (requires opt-in).
• Filing deadline reminders -- for settlements you've saved or shown interest in.
• Weekly digest -- roundup of top open settlements (newsletter subscribers only).
• Transactional emails -- purchase confirmations, filing status updates, account notices. Sent regardless of newsletter preferences.

Every marketing email includes an unsubscribe link. You can also unsubscribe anytime from your account settings or by emailing contact@settlementradar.com.

We use a third-party email delivery service as our email infrastructure. Email addresses are processed by their servers solely for the purpose of delivering emails on our behalf.

9. Third-Party Services

We share data with the following third parties only as necessary to provide our services:

We do not sell, rent, lease, or share your personal information with advertisers, data brokers, or any third party for their independent marketing purposes.

10. Data Retention

• Email newsletter subscriptions -- retained until you unsubscribe or request deletion.
• Account data -- retained while your account is active. Deleted within 30 days of a verified deletion request.
• Filing assistance records -- retained for 3 years for legal, dispute resolution, and compliance purposes.
• Payment records -- retained as required by applicable tax and financial regulations (typically 7 years).
• Search query logs -- retained in aggregate, anonymized form for up to 12 months.
• Analytics data -- retained in aggregate, anonymized form per Google Analytics' default retention settings.
• Server logs (IP, access logs) -- retained for up to 90 days for security and debugging purposes.

11. Your Rights

You have the right to:

• Access -- request a copy of the personal data we hold about you.
• Correction -- request correction of inaccurate or incomplete information.
• Deletion -- request deletion of your account and associated personal data (subject to legal retention requirements).
• Opt-out -- unsubscribe from marketing emails or opt out of analytics tracking at any time.
• Data portability -- request your data in a structured, machine-readable format.
• Restriction -- request that we restrict processing of your data in certain circumstances.

To exercise any of these rights, email contact@settlementradar.com with "Privacy Request" in the subject line. We respond within 30 days (or sooner where legally required).

12. California Residents -- CCPA / CPRA

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

• Right to Know -- you can request disclosure of the categories and specific pieces of personal information we've collected about you, the purposes for collection, and the categories of third parties we share it with.
• Right to Delete -- you can request deletion of personal information we've collected, subject to certain exceptions (e.g., legal obligations, fraud prevention).
• Right to Correct -- you can request correction of inaccurate personal information.
• Right to Opt Out of Sale/Sharing -- we do not sell your personal information. We do not share your personal information with third parties for cross-context behavioral advertising.
• Right to Limit Use of Sensitive Personal Information -- we do not process sensitive personal information beyond what's necessary for service delivery.
• Right to Non-Discrimination -- exercising your CCPA rights will not result in different pricing or service quality.

To submit a CCPA request, email contact@settlementradar.com with "California Privacy Request" in the subject line. We will respond within 45 days.

Categories of personal information collected (CCPA categories): Identifiers (email, IP address); Commercial information (purchase history); Internet/network activity (pages visited, search queries); Geolocation data (approximate, derived from IP); Inferences (settlement preferences).

13. International Visitors -- GDPR

If you are visiting from the European Economic Area (EEA), United Kingdom, or Switzerland, you have additional rights under the General Data Protection Regulation (GDPR) or equivalent legislation:

• Legal basis for processing: We process your data based on (a) your consent (marketing emails, analytics cookies), (b) contract performance (filing assistance, account services), and (c) our legitimate interests (security, fraud prevention, site improvement).
• Right to object -- you can object to processing based on legitimate interests.
• Right to erasure -- "right to be forgotten" for personal data no longer necessary for its original purpose.
• Right to lodge a complaint -- you may lodge a complaint with your national data protection authority.
• Data transfers -- your data may be transferred to and processed in the United States. We rely on standard contractual clauses and other safeguards where applicable.

To exercise GDPR rights, email contact@settlementradar.com.

14. Children's Privacy

SettlementRadar is not directed at children under 13 and we do not knowingly collect personal information from anyone under 13. If you believe we have inadvertently collected data from a minor, contact us immediately and we will delete it.

15. Security

We implement industry-standard security measures including HTTPS/TLS encryption in transit, hashed passwords, encrypted database storage, and access controls. No system is perfectly secure. In the event of a material data breach, we will notify affected users as required by applicable law.

16. Affiliate Programs & Advertising Partners

SettlementRadar participates in affiliate programs and earns commissions on qualifying purchases made through affiliate links on our site. We also earn revenue from law firm advertising and newsletter sponsorships. All material financial relationships are disclosed on our Affiliate Disclosure page.

Affiliate links: Some links on SettlementRadar are affiliate links. If you click an affiliate link and make a purchase or sign up, we may earn a commission. The price you pay is never increased because of an affiliate link. We disclose affiliate relationships at the page level and site-wide on our Affiliate Disclosure page, in compliance with FTC guidelines (16 CFR Part 255).

Law firm advertising: Law firms pay SettlementRadar flat-rate monthly fees for advertising placement. These are advertising services fees only -- not attorney referral fees, contingency arrangements, or fee-sharing agreements. SettlementRadar does not participate in attorney-client relationships and does not operate as an attorney referral service.

Newsletter sponsorships: SettlementRadar's newsletter and email communications may include sponsored content from law firms or relevant consumer-facing services. Sponsored content is labeled as such.

Affiliate and advertising revenue helps fund the free settlement directory. These relationships do not influence the independence or accuracy of settlement data in our directory, which is sourced from public records only.

17. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be reflected in an updated "Last updated" date at the top of this page. Continued use of SettlementRadar after changes constitutes acceptance of the updated policy. We recommend checking this page periodically.

18. Affiliate & Partner Link Disclosure

Some pages on SettlementRadar contain links to third-party products and services, such as credit monitoring services, legal services, and tax preparation software. These are labeled as "Affiliate links" or "Partner links" near the point of appearance.

When you click these links and make a purchase or sign up, SettlementRadar may receive a commission or referral fee from the third-party service provider. We are disclosing this as required by the FTC's Guides Concerning Endorsements and Testimonials (16 CFR Part 255) and similar consumer protection laws.

What this means for you:

• Clicking partner links is entirely optional -- they are never required to access settlement information or file a claim.
• These partnerships do not influence which settlements we list, their rankings, or the accuracy of our data.
• We select partner services based on their relevance and usefulness to users given the type of settlement being viewed.
• Data you provide directly to third-party partners is governed by their own privacy policies, not ours.

19. Contact

Privacy questions, data requests, or concerns about how we've handled your information:

Email: contact@settlementradar.com

Mailing address:
SettlementRadar
2327 Somerset Blvd
Troy, MI 48084

We respond to privacy requests within 1-2 business days (or within the legally required timeframe for CCPA/GDPR requests).

For content removal or DMCA requests, see our Content Removal page.