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📄 Filing Guide · 2026

How to File a Equifax Class Action Settlement Claim (2026)

A step-by-step guide to filing a Equifax class action settlement claim—no lawyer required. There is currently 1 open Equifax settlement accepting claims.

1 open settlement
1 no proof required
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Am I eligible for a Equifax settlement?

Answer 3 quick questions to find out which Equifax settlements you qualify for and how to file.

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📄 Step-by-Step: How to File Your Equifax Settlement Claim

1

Confirm your eligibility: the primary Equifax settlement covers U.S. residents whose personal information was in Equifax's systems and was potentially impacted by the 2017 data breach (announced September 2017).

2

Visit the official Equifax settlement website or the settlement card link on this page. The settlement offered both credit monitoring and a cash payment option.

3

Choose your compensation option: free credit monitoring service OR a cash payment (cash payments were capped at $125 due to high claim volume). Check the current settlement for available options.

4

Submit your claim form with your full name, address, Social Security number (last 4 digits), and email. Equifax claims do not require documentation of identity theft or fraud.

5

If claiming for out-of-pocket losses (credit freeze fees, identity theft costs), attach supporting documentation with your claim.

6

Save your confirmation. Equifax settlement payments have been distributed — check the current open cases on this page for any additional Equifax cases still accepting claims.

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Proof tip: The core Equifax settlement does not require proof that your information was specifically accessed or misused. Presence in the Equifax database during the breach window is sufficient for the basic claim. Out-of-pocket loss claims require receipts or statements.

💵 Open Equifax Settlements — File Now

Equifax Data Breach Settlement Equifax · No Proof Required
View All Equifax Settlements →

❓ Frequently Asked Questions

Equifax provided a free lookup tool at equifaxbreachsettlement.com where you could check your last name and last 6 digits of your SSN to see if you were potentially affected. Approximately 147 million Americans were impacted. If you had a credit report with Equifax as of September 2017, there is a high probability your information was included.
Visit the official Equifax settlement administrator's website (linked from the settlement card above). You'll need to provide basic personal identification, your email, and the type of compensation you're claiming. The process takes under 10 minutes. No attorney is required and filing is free.
The Equifax settlement created a $425 million consumer restitution fund. Cash payment amounts depended on the total number of claimants — due to high demand, cash payouts were significantly reduced. Credit monitoring (worth approximately $125/year) is typically offered as the primary benefit. Check the current open cases for payout estimates.
Yes. The class includes any person whose data was in Equifax's files and potentially exposed, regardless of whether you experienced actual fraud. You do not need to demonstrate that your specific data was accessed or misused to receive the basic settlement benefit.
Check the settlement cards on this page for real-time status. While the primary 2017 breach settlement has closed, Equifax has faced additional litigation for credit reporting errors, FCRA violations, and ongoing data security practices. New cases may be open for filing.
Filing directly through the official settlement administrator is always free. SettlementRadar offers a $9.99 done-for-you service where we complete and submit the claim form on your behalf — ideal if you want to save time or find the forms confusing.
Once the deadline passes, the settlement administrator stops accepting claims. There are no extensions for individual claimants. Set a calendar reminder or subscribe to SettlementRadar emails to get notified before deadlines close.
No. Class action settlement claims are specifically designed for individual consumers to file directly. The class attorneys (who negotiated the settlement) are paid separately from the settlement fund. You keep 100% of your individual payout. No attorney is needed and no percentage is taken.

🔗 See all open Equifax class action settlements · Browse all settlements · General filing guide

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