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📄 Filing Guide · 2026

How to File a Bank of America Class Action Settlement Claim (2026)

A step-by-step guide to filing a Bank of America class action settlement claim—no lawyer required.

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📄 Step-by-Step: How to File Your Bank of America Settlement Claim

1

Identify the applicable Bank of America settlement: overdraft fee manipulation, junk fees (maintenance, wire fees), Zelle scam fraud reimbursement, or mortgage servicing cases.

2

For overdraft fee settlement: confirm you were charged overdraft fees on a Bank of America checking account when your account was actually in a positive or sufficient balance at transaction time.

3

For junk fees: confirm you were charged maintenance fees, paper statement fees, or other fees not disclosed in your original account agreement.

4

Locate your Bank of America account number and the specific statements showing the disputed charges. Gather statements from the covered period.

5

Visit the official settlement administrator's claim portal linked in the settlement card. BofA settlement claims vary in documentation requirements — confirm what is needed for the specific case.

6

Complete the claim form, attach any required documentation, and submit before the deadline. Bank of America settlements distribute payments by check or account credit.

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Proof tip: Bank of America overdraft fee settlement claims require your account number and the approximate period you were charged the fees. Billing statements are helpful but the administrator cross-checks BofA account records. Mortgage claims require loan documents.

No open Bank of America settlements are currently accepting claims. Check back soon — new cases open regularly.

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❓ Frequently Asked Questions

Go to the official settlement administrator site linked in the settlement card above. Provide your Bank of America account number, the covered period, and confirm the type of fee or issue you experienced. Submit your claim with or without supporting documents. No attorney needed. Filing takes 5–15 minutes depending on documentation requirements.
Active Bank of America settlements in 2026 may include cases for overdraft fee manipulation, undisclosed maintenance fees, Zelle unauthorized transfer losses, and legacy mortgage servicing abuses. Check the settlement cards on this page for current open cases and deadlines.
Potentially. If Bank of America issued a partial refund but you believe you were owed more, or if the refund did not cover all affected transactions, you may still be eligible for additional settlement proceeds. Describe your situation accurately in the claim form.
BofA overdraft settlements have paid hundreds of dollars per qualifying customer in past cases. Junk-fee settlements typically pay based on the amount charged. The CFPB also obtained a $100M fine against BofA for junk fees — portions are distributed to affected customers. See the settlement card for current estimates.
Yes. Closing your account does not affect your eligibility for a class action settlement. As long as you held the account during the covered class period and experienced the qualifying issue, you can file a claim using your former account number.
Filing directly through the official settlement administrator is always free. SettlementRadar offers a $9.99 done-for-you service where we complete and submit the claim form on your behalf — ideal if you want to save time or find the forms confusing.
Once the deadline passes, the settlement administrator stops accepting claims. There are no extensions for individual claimants. Set a calendar reminder or subscribe to SettlementRadar emails to get notified before deadlines close.
No. Class action settlement claims are specifically designed for individual consumers to file directly. The class attorneys (who negotiated the settlement) are paid separately from the settlement fund. You keep 100% of your individual payout. No attorney is needed and no percentage is taken.

🔗 See all open Bank of America class action settlements · Browse all settlements · General filing guide

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