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🌎 Available in Alabama

PHH Mortgage $1.5M Debt Settlement — Alabama Residents

This settlement covers U.S. residents nationwide, including Alabama. Check your eligibility and file your claim before the deadline.

$1,500,000 Estimated Payout
May 5, 2026 Claim Deadline
✅ No Proof Documentation

Alabama Eligibility

Class members must meet the criteria for one or more of the following groups: They are former or current borrowers on a residential mortgage loan secured by property in the United States. PHH serviced the mortgage loan or PHH acquired servicing rights when the loan was 30 or more days delinquent. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. They are former or current borrowers on a residential mortgage loan secured by property in California. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. North Carolina class: They are former or current borrowers on a residential mortgage loan secured by property in North Carolina. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Jan. 14, 2021, and Dec. 15, 2025.

About This Settlement

Individuals who received a default notice from PHH Mortgage after Jan. 14, 2021, may be eligible to receive a cash payment from a class action settlement.

Who Is Eligible?

Class members must meet the criteria for one or more of the following groups: They are former or current borrowers on a residential mortgage loan secured by property in the United States. PHH serviced the mortgage loan or PHH acquired servicing rights when the loan was 30 or more days delinquent. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. They are former or current borrowers on a residential mortgage loan secured by property in California. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. North Carolina class: They are former or current borrowers on a residential mortgage loan secured by property in North Carolina. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Jan. 14, 2021, and Dec. 15, 2025.

Claim Details

Payout
$1,500,000
Deadline
May 5, 2026 (4 days)
Proof Needed
No — self-certification
Category
Financial
🗺️ Filing as a Alabama Resident
$1,500,000
Estimated per-person payout
Deadline
May 5, 2026
⚡ File Now (Free) 📋 We File For You — $12.99

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Frequently Asked Questions — Alabama Residents

Are Alabama residents eligible for this settlement? +
Yes — this settlement is open to U.S. residents nationwide, including Alabama. Check the official claim form for the full eligibility requirements.
How do I file as a Alabama resident? +
Click "File Now" above to go directly to the official claim form. Fill in your name, address, and eligibility information. No proof required — just your name and contact info.
How much can I receive from this settlement? +
The estimated payout is $1,500,000 per eligible claimant. Final amounts depend on the total number of valid claims filed. Filing early maximizes your share.
Does Alabama have its own class action settlement rules? +
Alabama residents can participate in any nationwide federal class action, in addition to any Alabama-specific state court settlements. Some states — including California, Illinois, and New York — have additional consumer protection laws that generate state-specific supplemental settlements. Browse all Alabama settlements →

Settlement data sourced from court records and official settlement administrators. Last verified: May 2, 2026.

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