PHH Mortgage $1.5M Debt Settlement — Alabama Residents
This settlement covers U.S. residents nationwide, including Alabama. Check your eligibility and file your claim before the deadline.
Alabama Eligibility
Class members must meet the criteria for one or more of the following groups: They are former or current borrowers on a residential mortgage loan secured by property in the United States. PHH serviced the mortgage loan or PHH acquired servicing rights when the loan was 30 or more days delinquent. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. They are former or current borrowers on a residential mortgage loan secured by property in California. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. North Carolina class: They are former or current borrowers on a residential mortgage loan secured by property in North Carolina. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Jan. 14, 2021, and Dec. 15, 2025.
About This Settlement
Individuals who received a default notice from PHH Mortgage after Jan. 14, 2021, may be eligible to receive a cash payment from a class action settlement.
Who Is Eligible?
Class members must meet the criteria for one or more of the following groups: They are former or current borrowers on a residential mortgage loan secured by property in the United States. PHH serviced the mortgage loan or PHH acquired servicing rights when the loan was 30 or more days delinquent. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. They are former or current borrowers on a residential mortgage loan secured by property in California. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. North Carolina class: They are former or current borrowers on a residential mortgage loan secured by property in North Carolina. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Jan. 14, 2021, and Dec. 15, 2025.
Claim Details
- Payout
- $1,500,000
- Deadline
- May 5, 2026 (4 days)
- Proof Needed
- No — self-certification
- Category
- Financial
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Frequently Asked Questions — Alabama Residents
Settlement data sourced from court records and official settlement administrators. Last verified: May 2, 2026.