Midland Credit Management Debt Collection Settlement — Oregon Residents
This settlement specifically covers Oregon residents. Check your eligibility and file your claim before the deadline.
Oregon Eligibility
Class members must meet the following criteria: They have a California address. They received an initial written communication from Midland Credit Management Inc. in the form of Exhibits 1 and 2 to the first amended class action complaint. The letter was an attempt to collect a charged-off consumer debt they originally owed to Capital One Bank (USA) N.A. Capital One sold or resold the debt to Midland Credit Management Inc. on or after Jan. 1, 2014. The U.S. Post Office did not receive the letter as undeliverable. Midland sent the letter between Sept. 12, 2018, and Aug. 22, 2022.
About This Settlement
Consumers who received a letter from Midland Credit Management regarding a debt they owed to Capital One may qualify for a cash settlement payment.
Who Is Eligible?
Class members must meet the following criteria: They have a California address. They received an initial written communication from Midland Credit Management Inc. in the form of Exhibits 1 and 2 to the first amended class action complaint. The letter was an attempt to collect a charged-off consumer debt they originally owed to Capital One Bank (USA) N.A. Capital One sold or resold the debt to Midland Credit Management Inc. on or after Jan. 1, 2014. The U.S. Post Office did not receive the letter as undeliverable. Midland sent the letter between Sept. 12, 2018, and Aug. 22, 2022.
Claim Details
- Payout
- $260,000
- Proof Needed
- No — self-certification
- Category
- Consumer
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Frequently Asked Questions — Oregon Residents
Settlement data sourced from court records and official settlement administrators. Last verified: May 2, 2026.