Settlement of the Week: Discover Card Merchant Class Action Settlement (Week of April 27, 2026)

About This Settlement

Discover agreed to $540M-$1.225B to settle merchant interchange fee misclassification claims from 2007-2023. File by May 18, 2026. No proof needed.

This case involves Discover Card Merchant, categorized under Automotive.

Who Is Eligible to File?

Eligibility varies by settlement. Generally, class members affected by Discover Card Merchant's actions during the covered period may qualify. Check the official settlement website linked on the settlement detail page for the exact class definition.

Key eligibility points to check:

• Did you use the product or service during the covered period?
• Are you a US resident (or meet any geographic requirements)?
• Did you suffer any of the described damages or inconveniences?

How Much Could You Get?

The potential payout for this settlement is Up to $1,225,000,000. Individual payouts depend on the total number of valid claims filed — the more people who file, the smaller each individual share may be. Filing early and filing accurately gives you the best chance at a full payout.

The total settlement fund is $1.225 billion.

How to File Your Claim

1. Visit the claim page: Go to the settlement detail page and click "File Claim" to reach the official claims administrator website.
2. Fill out the claim form: Provide your name, address, and any required information. No proof of purchase is required — you can file with just a sworn statement.
3. Submit before the deadline: The filing deadline is May 18, 2026 — that's 21 days from today. Late submissions are generally not accepted.
4. Wait for processing: Payouts typically take 3–18 months after the deadline closes, depending on how many claims are filed and any ongoing appeals.

Filing Tips to Maximize Your Payout

• File early — avoids last-minute site crashes and ensures you don't forget
• Use accurate info — mismatches between your claim and records can get claims rejected
• Keep your confirmation — screenshot or print your claim submission confirmation
• No receipts needed — this settlement accepts self-certification, making it one of the easiest to file
• Check your email — claims administrators sometimes send follow-up requests for additional information

Why We Featured This Settlement This Week

Every week, SettlementRadar's algorithm scores all open settlements across three factors:

• Payout potential (40%) — higher payouts score higher
• Deadline urgency (30%) — closer deadlines score higher to ensure you don't miss them
• Filing ease (30%) — settlements that don't require proof of purchase score higher

This week, Discover Card Merchant Class Action Settlement scored at the top of our database with Up to $1,225,000,000 in potential payout and no proof required to file and a deadline of May 18, 2026.

Explore More Open Settlements

There are hundreds of other open class action settlements you may qualify for right now. Browse the full database to find the best opportunities:

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