How to File a Discover Card Merchant Claim

Discover agreed to $540M-$1.225B to settle merchant interchange fee misclassification claims from 2007-2023. File by May 18, 2026. No proof needed. No documentation required — you can file in minutes. Here's everything you need to know to file your claim.

⚠️ Only 25 days left to file. Act now.

What Is the Discover Card Merchant Settlement?

Discover agreed to $540M-$1.225B to settle merchant interchange fee misclassification claims from 2007-2023. File by May 18, 2026. No proof needed.

The case was brought as a class action, meaning a group of consumers with similar claims sued collectively. Rather than go to trial, the defendant agreed to settle. Class members — people who were affected by the alleged conduct — are eligible to file a claim and receive a share of the settlement fund.

Who Is Eligible to File a Claim?

Discover agreed to $540M-$1.225B to settle merchant interchange fee misclassification claims from 2007-2023. File by May 18, 2026. No proof needed.

No documentation is required to file a basic claim. You self-certify your eligibility when submitting the claim form. The settlement administrator verifies class membership against the defendant's own records.

How Much Can You Get?

Individual payouts are estimated at up to $1225000k per person. The final amount each claimant receives depends on:

• The total number of valid claims filed
• Whether you have documentation supporting higher-tier compensation
• Attorney fees and administrative costs deducted from the fund

Filing is free and takes under 10 minutes. Even smaller payouts are worth claiming — there is no cost or risk to you.

How to File Your Discover Card Merchant Claim — Step by Step

1. Go to the official claims website: Visit dapeer.com/open-settlements/discover-card-merchant-settlement. This is the only authorized portal to file your claim. Avoid third-party sites that charge fees to "help" you file.
2. Check your eligibility: Confirm that you meet the class definition — typically that you were a customer or were affected during the specified class period.
3. Complete the claim form: Provide your name, contact information, and any details about your relationship to the defendant. No receipts or proof of purchase are required for a standard claim.
4. Select your payment method: Most administrators offer check, PayPal, Venmo, Zelle, or virtual prepaid card. Choose whichever is most convenient.
5. Submit and save your confirmation: After submitting, you'll receive a confirmation number or email. Save it — you'll need it to check the status of your claim.

The filing process typically takes 5–10 minutes.

Filing Deadline: May 18, 2026

The deadline to file is May 18, 2026 — 25 days from now. Missing the deadline means you forfeit your right to compensation from this settlement. Set a calendar reminder today.

Frequently Asked Questions

Is this settlement legitimate?

Yes. This is a court-supervised class action settlement. The claims are administered by dapeer.com. Filing is free and there is no obligation to accept the settlement if you prefer to pursue individual litigation.

Do I need a lawyer to file?

No. This is a class action — class counsel (the attorneys who filed the case) represents all class members. Filing your individual claim is free and does not require hiring a personal attorney.

How long until I get paid?

Payments are distributed after the settlement receives final court approval and all claims are processed. This typically takes several months to a year after the claims deadline. Be patient — the timeline is set by the court, not the administrator.

I already filed. Do I need to file again?

No. If you previously submitted a valid claim, you do not need to refile. Check your email for a prior confirmation from the settlement administrator.

What if I can't find the official claims website?

Visit the full Discover Card Merchant settlement page on SettlementRadar — we maintain verified links to official settlement sites and update them when administrator sites change.

Bottom Line

Discover agreed to $540M-$1.225B to settle merchant interchange fee misclassification claims from 2007-2023. File by May 18, 2026. No proof needed. No proof is required for a standard claim. Filing is free, takes under 10 minutes, and the deadline is May 18, 2026. Don't leave money on the table.

→ View the full Discover Card Merchant details on SettlementRadar