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Capital One Settlement 2026 — Active Cases, Eligibility & How to Claim

Last Updated: April 2026

Capital One is one of the most frequently sued banks in America — and multiple class action settlements are currently open for claims. Whether you were affected by the massive 2019 Capital One data breach, held a Capital One 360 savings account, or were charged disputed fees on a credit card, settlement money may be available to you right now.

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Capital One 2019 Data Breach Settlement

In July 2019, a hacker exploited a misconfigured firewall in Capital One's cloud infrastructure and exposed the personal information of approximately 106 million people in the United States and Canada — one of the largest financial data breaches in US history. The stolen data included names, addresses, credit scores, credit card application data, Social Security numbers, and bank account numbers. Capital One settled the resulting class action lawsuit for $190 million. If you applied for a Capital One product (credit card, loan, or checking/savings account) between 2005 and 2019, you were likely affected. Capital One data breach class actions continue to generate new settlements — check the settlement cards above for currently open claims.

Capital One 360 Savings Account Interest Settlements

Multiple class action lawsuits have targeted Capital One's high-yield savings account practices. The core allegation: Capital One advertised the Capital One 360 Performance Savings account at a high APY while maintaining a legacy product called the Capital One 360 Savings account at a much lower rate — without adequately notifying existing customers of the better rate. A settlement was reached in 2024 covering Capital One 360 Savings account holders who were not upgraded to the Performance Savings rate. If you held a Capital One 360 Savings account and believe you received a lower interest rate than what Capital One advertised to new customers, check whether you qualify for a pending settlement.

15 No-Proof-Required Settlements Open Right Now

All claims below require zero documentation — no receipts, no uploads. Confirm eligibility and file in under 5 minutes.

1
Capital One Shopping - Affiliate Marketing
Up to $20 🚨 Deadline: Apr 17, 2026 ✅ No Proof
File Now View details →
2
Capital One Affiliate Marketing Class Action Settlement
$3,950,000 🚨 Deadline: Apr 17, 2026 ✅ No Proof
File Now View details →
3
Capital One Financial Corporation Associate Savings Plan
Varies 📅 Deadline: May 26, 2026 ✅ No Proof
File Now View details →
4
Capital One Data Breach Settlement
$2,500–$2,500,000 📅 Deadline: Aug 22, 2026 ✅ No Proof
File Now View details →
5
Capital One 360 Savings
Up to $250 📅 Deadline: Mar 30, 2027 ✅ No Proof
File Now View details →
6
Capital One $9.6M ERISA Class Action Settlement
$9,600,000 ✅ No Proof
File Now View details →
7
Capital One 360 Savings Account Class Action Settlement – $425 Million Fund for Eligible Account Holders
Varies ✅ No Proof
File Now View details →

Capital One Credit Card Fee and Consumer Disputes

Capital One has faced class action lawsuits over credit card late fees, over-limit fees, and foreign transaction fees. Separate cases have alleged that Capital One's balance transfer practices were deceptive and that certain promotional interest rate disclosures were inadequate. Capital One's 2024 acquisition of Discover Financial may produce future settlement activity as consumer watchdog groups scrutinize the combined company's credit card fee practices. For currently open credit card fee settlements, check the settlement cards above.

How to File a Capital One Settlement Claim

Filing a Capital One settlement claim follows the same process as any other class action. Once a settlement is approved by the court, a claims period opens — typically lasting 60–180 days. You submit your claim online through the official settlement administrator's website. For the Capital One data breach settlement, you need your name, current address, and an email address where Capital One could have contacted you. For savings account settlements, your account number and approximate account dates are typically requested. SettlementRadar links directly to all official claim forms — never submit through a third-party site that is not the official administrator.

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Frequently Asked Questions

If you applied for a Capital One product (credit card, personal loan, or bank account) in the US or Canada between January 1, 2005 and April 1, 2021, you were likely in the class. The data breach exposed about 106 million people's information. If you did not receive a settlement notice, you may still have qualified but not filed in time. Check for any currently open Capital One settlements above.
Capital One agreed to pay $190 million to settle the class action arising from the 2019 data breach. After attorneys' fees, class members who filed claims received payments based on documented losses — those with identity theft or time spent resolving fraud received more. Basic claims (no documented losses) received a smaller share of the residual fund.
Several Capital One savings account lawsuits are in various stages of litigation. Check the settlement cards above for any currently open claims with active filing deadlines. If the most recent settlement has closed, sign up for our free email alerts to be notified when new Capital One settlements open.
Requirements vary by settlement. For the data breach settlement, you needed to confirm you were a Capital One applicant or customer during the class period — no documentation was required for basic claims. For savings account settlements, your account number and approximate dates help, but many settlements allow self-certification. Check each settlement card above for specific documentation requirements.

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Related Guides
🔐 Data Breach Settlement Claims Guide Read guide → 💰 How to Find Unclaimed Settlement Money Read guide → ✅ No Proof Required Settlements: 15 Easy Claims You Can File Today Read guide → 📊 Equifax Settlement 2026 — Data Breach Status, Claims & Free Credit Monitoring Read guide →
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