How Much Will I Get From the PHH Mortgage $1.5M Debt Collection Class Action Settlement?

Based on the $1.5 total fund and estimated claimant participation, the per-person payout for the PHH Mortgage $1.5M Debt Collection Class Action Settlement is estimated at Up to $2. However, actual payouts depend on the total number of valid claims filed and final court approval.

Class members must meet the criteria for one or more of the following groups: They are former or current borrowers on a residential mortgage loan secured by property in the United States. PHH serviced the mortgage loan or PHH acquired servicing rights when the loan was 30 or more days delinquent. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. They are former or current borrowers on a residential mortgage loan secured by property in California. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Dec. 18, 2022, and Dec. 15, 2025. North Carolina class: They are former or current borrowers on a residential mortgage loan secured by property in North Carolina. PHH serviced the mortgage loan. They received one or more notices of default from PHH between Jan. 14, 2021, and Dec. 15, 2025.

No proof required! The PHH Mortgage $1.5M Debt Collection Class Action Settlement is a no-proof settlement. You simply need to confirm your eligibility by answering a few basic questions. No receipts or documentation needed.

The deadline to file a claim for the PHH Mortgage $1.5M Debt Collection Class Action Settlement is May 5, 2026. That is 38 days from today. Make sure to file before this date to receive your share of the settlement.

Class action settlement payouts are calculated by dividing the total settlement fund by the number of valid claims submitted. Our estimates are based on historical participation rates for similar settlements. Actual amounts are determined by the settlement administrator after the filing deadline.

After the filing deadline passes, the settlement administrator reviews all claims, resolves disputes, and receives final court approval. This process typically takes 3–18 months. Once approved, payments are distributed via check, PayPal, Venmo, or gift cards depending on the settlement terms.