How Much Will I Get From the AAA Insurance $4.15M Class Action Settlement?

Based on the $4.15 total fund and estimated claimant participation, the per-person payout for the AAA Insurance $4.15M Class Action Settlement is estimated at Up to $4. However, actual payouts depend on the total number of valid claims filed and final court approval.

Class members must meet one or both of the following criteria: AAA reduced or offset their underinsured motorist claim by the amount paid by the at-fault driver in an accident that occurred between Jan. 1, 2010, and May 4, 2022. They purchased a New Mexico automobile insurance policy from AAA that included UM/UIM coverage between Jan. 1, 2010, and May 4, 2022. They do not need to have made a claim. The settlement is structured to provide different benefits depending on which group the class member belongs to: Those whom AAA reduced their UIM claim by the at-fault driver’s insurance payment may be eligible for a cash payment of up to $25,000. Those who only purchased UM/UIM coverage but did not have a reduced claim may be eligible for a partial refund of the premiums they paid during the class period.

No proof required! The AAA Insurance $4.15M Class Action Settlement is a no-proof settlement. You simply need to confirm your eligibility by answering a few basic questions. No receipts or documentation needed.

The deadline to file a claim for the AAA Insurance $4.15M Class Action Settlement is April 29, 2026. That is 32 days from today. Make sure to file before this date to receive your share of the settlement.

Class action settlement payouts are calculated by dividing the total settlement fund by the number of valid claims submitted. Our estimates are based on historical participation rates for similar settlements. Actual amounts are determined by the settlement administrator after the filing deadline.

After the filing deadline passes, the settlement administrator reviews all claims, resolves disputes, and receives final court approval. This process typically takes 3–18 months. Once approved, payments are distributed via check, PayPal, Venmo, or gift cards depending on the settlement terms.