How to File Your Midland Credit Management Debt Collection Settlement Claim
Quick Summary
Step-by-Step Filing Instructions
Class members must meet the following criteria: They have a California address. They received an initial written communication from Midland Credit Management Inc. in the form of Exhibits 1 and 2 to the first amended class action complaint. The letter was an attempt to collect a charged-off consumer debt they originally owed to Capital One Bank (USA) N.A. Capital One sold or resold the debt to Midland Credit Management Inc. on or after Jan. 1, 2014. The U.S. Post Office did not receive the letter as undeliverable. Midland sent the letter between Sept. 12, 2018, and Aug. 22, 2022.
No documents needed. Just have your full name, mailing address, and email address ready — takes 2 minutes.
Go to the official claim form at https://www.claimdepot.com/settlements/mcm-debt-settlement. Only file through the official administrator site.
Complete and submit the claim form before February 5, 2027. Save your confirmation number. Or let SettlementRadar handle it for a flat $12.99 fee.
After the deadline, the court processes all valid claims. Payments typically arrive 6–18 months after the filing deadline. Track your status at https://www.settlementradar.com/claim-tracker.
This is a no-proof settlement. You only need to submit a sworn statement confirming you were affected. No receipts, no records, no documentation needed.
