The easiest settlements are the ones that don't ask for receipts.
If you've ever thrown away a receipt, lost a confirmation email, or can't prove you actually bought something — this guide is for you. These settlements don't care. You just need your name, email, and address.
March 2026 is the single best month this year to file. Over $135 million is open for claims, and most require zero proof.
Why No-Proof Settlements Are Real (And Not a Scam)
It is. Here's why: the company already knows who was affected. They have customer databases, transaction records, and know exactly who bought their product or was exposed in their data breach. The settlement is their acknowledgment that they harmed people — they don't need you to prove it again.
The settlement administrator verifies eligibility when you file. If they find you in the system, you get paid. If not, your claim gets denied. Simple.
5 No-Proof Settlements Open Right Now
1. Kaiser Permanente (Data Privacy Breach)
Payout: $50–$300+ depending on state
Proof needed: ZERO — just need a Kaiser account from the right dates
Who qualifies: Kaiser members in CA, CO, GA, HI, MD, OR, VA, WA, or DC who logged in between November 2017 and May 2024
2. Capital One 360 Savings Account
Payout: $50–$500 per person
Proof needed: ZERO — they have your account records
Who qualifies: Anyone with a Capital One 360 savings account between Sept 2019 and June 2025
3. Dollar General (Checkout Overcharges)
Payout: $3 base (more with proof)
Proof needed: ZERO for base payout
Who qualifies: Anyone who shopped at Dollar General
4. SiriusXM (Unwanted Calls)
Payout: $50–$500+ per person
Proof needed: ZERO — just your phone number
Who qualifies: Anyone who received SiriusXM calls after asking to be removed, or anyone on the Do Not Call Registry who still got called
5. Joint Juice (False Health Claims)
Payout: $10–$25 per unit
Proof needed: ZERO — just attest you purchased it
Who qualifies: Anyone who bought Joint Juice
How to Find Even More No-Proof Settlements
Browse all "No Proof Required" settlements on SettlementRadar. Our database updates daily. Filter by:
- Payout amount (highest first)
- Deadline (closing soonest)
- Settlement type (data breach, overcharges, etc.)
The Real Question: Why Aren't More People Filing?
About 70% of eligible people never file class action claims. They don't know the settlements exist. Or they think they need proof. Or they overthink the process.
This is free money. It literally takes 5 minutes per settlement. Here's what to do:
- Go to SettlementRadar.com
- Filter by "No Proof Required"
- File the ones you qualify for
- Check back next month — more settlements always open
You probably qualify for 3–5 active settlements right now. That's potentially $50–$500 in free money just sitting there.
Don't Miss the Deadlines
Deadlines creep up fast. Sign up for SettlementRadar's weekly email and we'll alert you when settlements are closing within 30 days. Never miss another payout.
