Quick Facts: Liberty Mutual $6.5 Million
- Who's Eligible
- Individuals qualify as class members if, between Oct. 1, 2010, and March 31, 2022, they: Purchased or paid a premium for a New Mexico automobile insurance policy from Liberty, its affiliates or Safeco that included UM/UIM coverage OR Made a claim for underinsured motorist benefits under a New Mexico policy that did not include the required disclosure and exclusion and Liberty, its affiliates or Safeco reduced or denied their benefits due to a “Schmick offset” (meaning it reduced their claim by the the insurer of the at-fault driver paid) Within the settlement class, there are two main groups: Offset subclass: Policyholders who submitted a claim for underinsured motorist coverage benefits for a motor vehicle accident between Oct. 1, 2010, and March 31, 2022, and whose benefits Liberty, its affiliates or Safeco reduced by amounts the at-fault driver’s insurer paid Direct premium refund subclass: Policyholders who purchased UM/UIM coverage during the class period but did not have a claim
- Estimated Payout
- Varies — amount depends on number of valid claims submitted
- Deadline to File
- This settlement has closed and is no longer accepting claims.
- Proof Required
- No — self-certification only. No receipts or documentation needed.
- How to File
- This settlement is closed.
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Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement: How to Claim Your Money CLOSED
vs. Liberty Mutual $6.5 Million
Consumers who had Liberty Mutual or Safeco auto insurance with UM/UIM coverage in New Mexico may be eligible to claim up to $25,000 or a partial premium refund.
Data sourced from court filings via CourtListener · PACER federal records · FTC enforcement actions · Updated daily · Verified May 16, 2026
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The Money You're Owed
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- Your full legal name and current address
- No proof required — just your information
- ~2 minutes of your time
- Payouts are available — check the official site for exact amounts.
- Filing deadline: April 30, 2026
- No proof required — just submit your name and contact info to claim.
- Individuals qualify as class members if, between Oct. 1, 2010, and March 31, 2022, they: Purchased or paid a premium for a New Mexico automobile insurance policy from Liberty, its affiliates or Safeco that included UM/UIM coverage OR Made a claim for underinsured motorist benefits under a New Mexico policy that did not include the required disclosure and exclusion and Liberty, its affiliates or Safeco reduced or denied their benefits due to a “Schmick offset” (meaning it reduced their claim by the the insurer of the at-fault driver paid) Within the settlement class, there are two main groups: Offset subclass: Policyholders who submitted a claim for underinsured motorist coverage benefits for a motor vehicle accident between Oct. 1, 2010, and March 31, 2022, and whose benefits Liberty, its affiliates or Safeco reduced by amounts the at-fault driver’s insurer paid Direct premium refund subclass: Policyholders who purchased UM/UIM coverage during the class period but did not have a claim
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Did you purchase or use a product or service from Liberty Mutual $6.5 Million?
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Check Your Eligibility in 30 Seconds — 2 quick yes/no questions
Did you purchase or use a product or service from Liberty Mutual $6.5 Million?
Am I Eligible for the Liberty Mutual $6.5 Million Settlement?
Individuals qualify as class members if, between Oct. 1, 2010, and March 31, 2022, they: Purchased or paid a premium for a New Mexico automobile insurance policy from Liberty, its affiliates or Safeco that included UM/UIM coverage OR Made a claim for underinsured motorist benefits under a New Mexico policy that did not include the required disclosure and exclusion and Liberty, its affiliates or Safeco reduced or denied their benefits due to a “Schmick offset” (meaning it reduced their claim by the the insurer of the at-fault driver paid) Within the settlement class, there are two main groups: Offset subclass: Policyholders who submitted a claim for underinsured motorist coverage benefits for a motor vehicle accident between Oct. 1, 2010, and March 31, 2022, and whose benefits Liberty, its affiliates or Safeco reduced by amounts the at-fault driver’s insurer paid Direct premium refund subclass: Policyholders who purchased UM/UIM coverage during the class period but did not have a claim
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How Do I File a Claim?
File your claim online before April 30, 2026. No receipt or proof of purchase required — just your name and email address. The process takes about 2 minutes.
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What Is the Liberty Mutual $6.5 Million Settlement?
Case Information
| Settlement Administrator | 🔓 Pro only |
|---|---|
| Status | Closed |
Common Questions
The Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement is a class action settlement involving Liberty Mutual $6.5 Million. Eligible consumers can file a claim to receive compensation. Check the eligibility requirements on this page to see if you qualify.
Based on the total fund and estimated number of claimants, most people should receive between $650 and $13,000, with a typical payout around $6,825. The total fund is $6,500,000. These are conservative estimates — actual payouts vary based on the final number of valid claims filed. Filing early maximizes your share.
Individuals qualify as class members if, between Oct. 1, 2010, and March 31, 2022, they: Purchased or paid a premium for a New Mexico automobile insurance policy from Liberty, its affiliates or Safeco that included UM/UIM coverage OR Made a claim for underinsured motorist benefits under a New Mexico policy that did not include the required disclosure and exclusion and Liberty, its affiliates or Safeco reduced or denied their benefits due to a “Schmick offset” (meaning it reduced their claim by the the insurer of the at-fault driver paid) Within the settlement class, there are two main groups: Offset subclass: Policyholders who submitted a claim for underinsured motorist coverage benefits for a motor vehicle accident between Oct. 1, 2010, and March 31, 2022, and whose benefits Liberty, its affiliates or Safeco reduced by amounts the at-fault driver’s insurer paid Direct premium refund subclass: Policyholders who purchased UM/UIM coverage during the class period but did not have a claim
The deadline to file a claim in the Liberty Mutual $6.5 Million settlement is April 30, 2026. Claims submitted after this date will not be accepted.
No — the Liberty Mutual $6.5 Million settlement does not require proof. You only need to submit a sworn statement confirming your eligibility. No receipts or documents required.
Visit SettlementRadar.com and click 'File a Claim' on the Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement settlement page. Filing takes about 5 minutes and costs $12.99, or is free with a Pro subscription.
This Settlement Is Closed
The filing window has passed. Deadline was April 30, 2026.
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Common Questions About Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement
The Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement is a class action settlement involving Liberty Mutual $6.5 Million. Eligible consumers can file a claim to receive compensation. Check the eligibility requirements on this page to see if you qualify.
Based on the total fund and estimated number of claimants, most people should receive between $650 and $13,000, with a typical payout around $6,825. The total fund is $6,500,000. These are conservative estimates — actual payouts vary based on the final number of valid claims filed. Filing early maximizes your share.
Individuals qualify as class members if, between Oct. 1, 2010, and March 31, 2022, they: Purchased or paid a premium for a New Mexico automobile insurance policy from Liberty, its affiliates or Safeco that included UM/UIM coverage OR Made a claim for underinsured motorist benefits under a New Mexico policy that did not include the required disclosure and exclusion and Liberty, its affiliates or Safeco reduced or denied their benefits due to a “Schmick offset” (meaning it reduced their claim by the the insurer of the at-fault driver paid) Within the settlement class, there are two main groups: Offset subclass: Policyholders who submitted a claim for underinsured motorist coverage benefits for a motor vehicle accident between Oct. 1, 2010, and March 31, 2022, and whose benefits Liberty, its affiliates or Safeco reduced by amounts the at-fault driver’s insurer paid Direct premium refund subclass: Policyholders who purchased UM/UIM coverage during the class period but did not have a claim
The deadline to file a claim in the Liberty Mutual $6.5 Million settlement is April 30, 2026. Claims submitted after this date will not be accepted.
No — the Liberty Mutual $6.5 Million settlement does not require proof. You only need to submit a sworn statement confirming your eligibility. No receipts or documents required.
Visit SettlementRadar.com and click 'File a Claim' on the Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement settlement page. Filing takes about 5 minutes and costs $12.99, or is free with a Pro subscription.
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Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement
Eligibility Requirements
- Did you purchase or use a product or service from Liberty Mutual $6.5 Million?
- Are you a United States resident?
Documents Required
- No proof of purchase required — just your personal information (name, address, email)
- Your sworn statement that you qualify
How to File Your Claim
- Confirm you meet the eligibility requirements above
- Gather any required documents (see above)
- Go to the official filing website (see links below)
- Fill out the claim form with your personal information
- Submit your claim before April 30, 2026
- Save your confirmation number or screenshot for your records
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Sources & References
This settlement information is sourced from:
- FTC.gov — Federal Trade Commission settlement announcements
- CourtListener — Federal court records and case documents
- ClassAction.com — Class action lawsuit database
- Settlement Administrator — Official claims administrator
Last verified: May 5, 2026
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