How Much Will I Get From the Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement?

The per-person payout from the Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement varies and depends on the total number of claims filed. The total settlement fund is $6.5 Million. Check the settlement administrator's website or our full settlement page for the latest estimates.

Individuals qualify as class members if, between Oct. 1, 2010, and March 31, 2022, they: Purchased or paid a premium for a New Mexico automobile insurance policy from Liberty, its affiliates or Safeco that included UM/UIM coverage OR Made a claim for underinsured motorist benefits under a New Mexico policy that did not include the required disclosure and exclusion and Liberty, its affiliates or Safeco reduced or denied their benefits due to a “Schmick offset” (meaning it reduced their claim by the the insurer of the at-fault driver paid) Within the settlement class, there are two main groups: Offset subclass: Policyholders who submitted a claim for underinsured motorist coverage benefits for a motor vehicle accident between Oct. 1, 2010, and March 31, 2022, and whose benefits Liberty, its affiliates or Safeco reduced by amounts the at-fault driver’s insurer paid Direct premium refund subclass: Policyholders who purchased UM/UIM coverage during the class period but did not have a claim

No proof required! The Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement is a no-proof settlement. You simply need to confirm your eligibility by answering a few basic questions. No receipts or documentation needed.

The deadline to file a claim for the Liberty Mutual $6.5 Million New Mexico UM/UIM Settlement is April 30, 2026. Make sure to file before this date to receive your share of the settlement.

Class action settlement payouts are calculated by dividing the total settlement fund by the number of valid claims submitted. Our estimates are based on historical participation rates for similar settlements. Actual amounts are determined by the settlement administrator after the filing deadline.

After the filing deadline passes, the settlement administrator reviews all claims, resolves disputes, and receives final court approval. This process typically takes 3–18 months. Once approved, payments are distributed via check, PayPal, Venmo, or gift cards depending on the settlement terms.