How Much Will I Get From the Capital One Data Breach Settlement?

Based on the $190 Million total fund and estimated claimant participation, the per-person payout for the Capital One Data Breach Settlement is estimated at $2500 – $2500000. However, actual payouts depend on the total number of valid claims filed and final court approval.

Anyone who applied for or held a Capital One credit card between 2005 and 2019 and was notified their data was compromised.

Yes — this settlement requires documentation. You'll need proof of purchase, account statements, or other evidence showing your involvement with Capital One Financial Corp.. Providing documentation typically results in a higher payout.

The deadline to file a claim for the Capital One Data Breach Settlement is August 22, 2026. That is 101 days from today. Make sure to file before this date to receive your share of the settlement.

The Capital One Data Breach Settlement has a total fund of $190 Million. This fund is divided among all valid claimants. With an estimated number of claimants, the per-person payout is estimated at $2500 – $2500000. If fewer people file claims, individual payouts may be higher. If participation exceeds estimates, payouts may be lower.

After the filing deadline passes, the settlement administrator reviews all claims, resolves disputes, and receives final court approval. This process typically takes 3–18 months. Once approved, payments are distributed via check, PayPal, Venmo, or gift cards depending on the settlement terms.