Data breach class action settlements are surging in 2026, with millions of Americans eligible for compensation they do not know about. Three new settlements opened claims this week — covering healthcare IT software, bank ATM fees, and educator union data. Here is what you need to know and how to file.
Why Data Breach Settlements Keep Growing
The United States averaged over 3,200 publicly disclosed data breaches in 2023 alone, according to the Identity Theft Resource Center. Class action filings in the wake of these breaches have grown proportionally — and so have settlement payouts. Courts, plaintiff attorneys, and defendants have developed increasingly standardized frameworks for resolving breach cases, which means more settlements reaching distribution stage faster than ever.
For consumers, this creates a genuine opportunity: if your personal information was exposed in a corporate data breach, you may be entitled to cash compensation — even if you experienced no direct financial harm. Courts have consistently held that exposure of sensitive personal data constitutes a cognizable injury, making you eligible to file regardless of whether you can document specific out-of-pocket losses.
Endue Software Data Breach — Up to $2,500 Cash or 2 Years Free Credit Monitoring
A newly announced $870,000 class action settlement covers individuals whose personal information was exposed in the Endue Software data breach. Endue Software provides infusion therapy management software to healthcare providers across the United States, meaning the breached data likely included sensitive patient health information — names, Social Security numbers, financial account details, and protected health information.
Eligible claimants can receive:
- Up to $2,500 in reimbursement for documented out-of-pocket losses resulting from the breach
- Up to $75 for general losses, even without documented harm
- Two years of free credit monitoring as an alternative to cash compensation
If you received a notice from Endue Software about a data breach, or if you were a patient at a healthcare facility that used Endue's platform, you may be eligible. The settlement was reported by Top Class Actions.
Bank of America ATM Balance Inquiry Fees — Out-of-Network Class Action Settlement
Bank of America has reached a class action settlement over allegations that it improperly charged customers out-of-network (OON) ATM balance inquiry fees. The settlement covers account holders who were charged fees for checking their account balance at non-Bank of America ATMs.
The dedicated settlement portal is live at oonfeesettlement.com. ATM fee class actions have a strong track record of meaningful per-claimant payouts because the fee amounts are precisely documented in account statements, making damage calculations straightforward. With Bank of America operating as one of the largest banks in the country, the class size is likely substantial.
Who qualifies: Bank of America checking or savings account holders who paid out-of-network ATM balance inquiry fees during the class period.
Deadline: June 29, 2026.
Check eligibility and file at SettlementRadar: Bank of America ATM Balance Inquiry Fees Settlement
Pennsylvania State Education Association (PSEA) Data Breach — 180,000+ Educators Affected
The Pennsylvania State Education Association, representing over 180,000 active and retired educators in Pennsylvania, suffered a data breach that exposed members' sensitive personal and financial information. A class action settlement followed.
The settlement covers current and former PSEA members whose information was compromised. Given PSEA's membership size and the sensitivity of the data involved — Social Security numbers, financial account information, and employment records — this is one of the more significant educator-specific breach resolutions in recent memory.
The dedicated settlement portal is at pseadatasettlement.com. If you are a current or former PSEA member who received breach notification, file as soon as possible.
Additional Data Breach Settlements Open Right Now
These three join a packed list of currently open data breach claims at SettlementRadar. Other high-value settlements with imminent deadlines:
- SouthState Bank Data Breach — Up to $3,500 + 2 years credit monitoring; deadline May 15, 2026
- Eye Physicians of Central Florida Data Breach — Up to $7,500; deadline May 15, 2026
- STS Aviation Group Data Breach — $50 to $4,000; deadline May 14, 2026
Several of these close tomorrow. Do not wait.
How to Know If You Were Affected
Most people do not know when their data has been breached until months or years after the fact. Notification letters get mistaken for junk mail. Email addresses change. Here is how to check your exposure now:
- haveibeenpwned.com — free service that checks your email against known breach databases
- annualcreditreport.com — review for accounts you do not recognize
- Search your email for "data breach," "security incident," "unauthorized access"
- The SettlementRadar eligibility quiz — we match you to open settlements based on your employers, healthcare providers, and financial institutions
What You Can Actually Claim
Data breach settlements offer two standard tracks:
Track 1 — Documented losses: If you can show specific financial harm from the breach — unauthorized charges, identity theft costs, time spent dealing with fraud — you claim for those losses. Payouts range from $50 to $5,000+ depending on documentation and the settlement fund.
Track 2 — Flat payment for exposure: No documented harm needed. A flat payment simply for having your data exposed, typically $25 to $150 per claimant.
Most claimants file Track 2. A $50 payment for a 10-minute form is worth doing.
Why the Claims Rate Is So Low — And Why That Benefits You
In the average data breach class action, fewer than 5% of eligible class members file claims. This has two consequences that benefit those who do file:
First, in settlements with proportional distribution, lower claims rates mean each approved claim is worth more — the fund is divided among fewer people.
Second, companies prefer low claims rates. Higher participation would create stronger deterrents against negligent data security. By not filing, non-claimants subsidize corporate negligence. File your claims. You are entitled to this money.
Filing Across Multiple Settlements Efficiently
- Prioritize by deadline, not payout size — a $75 claim closing tomorrow beats a $500 claim closing next month
- File the high-value documented-loss track where possible — gather bank statements and credit monitoring records first
- Keep confirmation numbers — save every submission email
- Use SettlementRadar Pro — unified dashboard tracks every claim, deadline, and payment timeline
Key Takeaways
- Endue Software: $870K settlement, up to $2,500 cash or 2 years credit monitoring for healthcare platform breach victims
- Bank of America: ATM out-of-network balance inquiry fee overcharges; deadline June 29, 2026
- PSEA: Data breach settlement for 180,000+ Pennsylvania educators; file at pseadatasettlement.com
- SouthState Bank, Eye Physicians FL, and STS Aviation all close May 14–15 — file today
- Fewer than 5% of eligible people file claims — your share grows when others do not
Get Matched to Every Settlement You Qualify For
SettlementRadar's free eligibility quiz cross-references your profile against 500+ open settlements. Takes 2 minutes. No account required.
Take the Free Quiz → Go Pro for Deadline Alerts →