There is a 90% chance your data has been exposed in at least one breach. And there is a decent chance a settlement fund is waiting for you to claim it.

Data breach class actions have exploded since 2017. Companies that failed to protect your personal information have paid — or are paying — billions in settlements. The problem is most people never file. Here is your chance to fix that.

Why Data Breach Settlements Exist

When a company's negligent security practices expose your personal data — Social Security numbers, financial records, health data, passwords — you have legal recourse. Class action attorneys aggregate thousands of victims into a single lawsuit, then negotiate a settlement fund that eligible consumers can claim from.

You do not need to prove your identity was stolen. You just need to prove you were a customer during the breach period. Most settlements have two tiers:

  • Basic claim (~$25-$75): Certify your data was exposed
  • Out-of-pocket claim (~$500-$25,000): Document actual financial harm from the breach

Major Data Breach Settlements Active in 2026

T-Mobile Data Breach Settlement

Fund: $350 million | Eligible: ~76 million customers

What happened: August 2021 breach exposed names, SSNs, driver licenses, and financial data

Payout: $25 base claim + up to $25,000 for documented losses

Check Eligibility

Marriott and Starwood Data Breach

Fund: $52 million | Eligible: Starwood loyalty members

What happened: 2014-2018 breach exposed 339 million guest records including passport numbers

Payout: Up to $50 for basic claims; higher for documented harm

Check Eligibility

Blackbaud Data Breach Settlement

Fund: $49.5 million | Eligible: Nonprofit donors, hospital patients, university alumni

What happened: 2020 ransomware attack exposed donor data from thousands of charities and universities

Check Eligibility
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How to Check If You Were in a Data Breach

  1. HaveIBeenPwned.com — Free tool that searches breach databases. Enter your email to see every known breach it appeared in.
  2. Company notices — Class action settlements require companies to notify affected customers. Search your email for notices from the breached company.
  3. SettlementRadar eligibility tool — We cross-reference open settlements with your profile. Take the 60-second quiz.

How to Maximize Your Data Breach Claim

Document Everything Related to the Breach

If you experienced any of the following after the breach date, document and file an out-of-pocket claim:

  • Unauthorized credit card or bank charges
  • Identity theft or fraud alerts
  • Cost of credit monitoring services you purchased
  • Time spent resolving fraudulent accounts (valued at your hourly rate)
  • Professional fees paid to an identity theft restoration service

File in Every Applicable Settlement

Your data appearing in the T-Mobile breach does not preclude you from filing in a Yahoo breach. Each settlement is independent. File all of them.

Find All Data Breach Settlements You Qualify For

Answer 8 questions. We will show you every open data breach settlement you are eligible to file — with direct links to claim forms.

Check My Data Breach Eligibility

What Happens After You File

  1. File your claim (takes 5-15 minutes)
  2. Claim period closes (usually 60-90 days after announcement)
  3. Court approves settlement (3-12 months post-deadline)
  4. Claims reviewed (2-6 months for the administrator)
  5. Payment issued (check, PayPal, or Venmo depending on the settlement)

Total timeline: 6 months to 2+ years from filing to payment. File and forget. The check shows up eventually.

FAQs

Do I need proof my identity was stolen to file a data breach claim?

No. Most data breach settlements have a basic claim tier that only requires you to certify you were a customer during the breach period. You get a smaller payment, but no proof of harm is required.

What if I never received a notification about the breach?

You may still be eligible. Companies often fail to notify all affected customers. Use HaveIBeenPwned.com or SettlementRadar to check.

Will filing a claim hurt my credit score?

No. Class action claims are civil settlements, not credit applications. Filing has zero impact on your credit.