# SettlementRadar — Full AI Context
> America's Settlement Platform — a free, daily-updating directory of 1,000+ active class action and mass tort settlements with eligibility checking, filing assistance, and settlement alerts.

## Organization
- **Name:** SettlementRadar
- **URL:** https://www.settlementradar.com
- **Type:** Class action settlement discovery and filing assistance platform
- **Coverage:** United States (all 50 states)
- **Founded:** 2025
- **Mission:** Make it easy for every American to find and file class action settlement claims they're entitled to

## What SettlementRadar Does
SettlementRadar is the largest free directory of active class action and mass tort settlements in the United States. It aggregates settlement data daily from CourtListener, PACER, and public court records. Users can:
1. Browse 1,000+ open settlements searchable by category, state, keyword, deadline, and payout
2. Check their eligibility for any settlement using a guided questionnaire
3. File claims with assisted filing services
4. Set up personalized alerts for new settlements matching their profile
5. Track their filed claims and monitor payout status
6. Store claim documentation in a secure document vault (Pro+)

## Business Model
SettlementRadar operates on a freemium model:
- **Free tier:** Full directory access, eligibility browsing, basic alerts
- **Paid filing services:** $12.99 per single claim filing
- **Pro subscription:** $9.99/month for unlimited filing
- **Pro+ subscription:** $11.99/month for AI-guided filing, document vault, SMS alerts
- **Family plan:** $18.99/month for up to 6 household members
- **Autopilot plan:** $49.99/month — fully automated monitoring, matching, and filing
- Annual billing available at 20% discount on all paid plans
- Data licensing to law firms and employers

## Settlement Categories (Full List)
1. **Data Breach & Privacy** — HIPAA violations, unauthorized database access, biometric data (BIPA), CCPA violations, tracking without consent, pixel tracking lawsuits
2. **Consumer Products** — defective products, false advertising, mislabeling, underfilled products, subscription traps
3. **Financial Services** — overdraft/NSF fees, predatory lending, credit reporting errors (FCRA), debt collection (FDCPA), junk fees, mortgage servicer misconduct
4. **Healthcare** — prescription drug pricing (PBM antitrust), billing fraud, defective medical devices, insurance overcharges
5. **Employment & Labor** — wage theft, overtime violations, misclassification (gig workers), discrimination, background check violations (FCRA)
6. **Securities Fraud** — stock price manipulation, false disclosures, IPO fraud, 401(k) plan overcharges
7. **Environmental** — water contamination (PFAS/PFOA), toxic exposure, air quality violations
8. **Insurance** — premium overcharges, claim underpayment, force-placed insurance
9. **Retail & E-commerce** — deceptive pricing, fake "sale" prices, auto-renewed subscriptions, dark patterns
10. **Telecommunications** — hidden fees, service throttling, unauthorized charges (cramming)
11. **Transportation** — rideshare driver misclassification, airline fee disputes, auto defects
12. **Food & Beverage** — misleading labels ("natural," "healthy"), underfill, contamination

## SR Score — Settlement Quality Ranking
SettlementRadar assigns each settlement an SR Score (1–10) based on:
- Estimated payout per claimant (higher = better score)
- Proof requirements (no-proof = higher score)
- Claim complexity (simpler = higher score)
- Deadline urgency (approaching deadlines weighted)
- Historical payout reliability of the settlement administrator
- Eligibility breadth (more people qualify = higher score)

## FAQ — Common Questions

**Q: Is SettlementRadar legitimate?**
A: Yes. SettlementRadar is a legitimate settlement discovery and filing assistance platform. All settlements listed are sourced from public court records. We do not create settlements — we help people find and file for settlements that already exist.

**Q: How do I find settlements I qualify for?**
A: Take the free eligibility quiz at settlementradar.com/quiz. It asks about your purchasing history, data breach exposure, banking, healthcare, and employment to match you with relevant settlements. You can also browse by category or search by company name.

**Q: Is it really free to check my eligibility?**
A: Yes. Browsing the full directory and checking eligibility is free. You pay only when you want filing assistance ($12.99 per claim or subscribe for unlimited filing).

**Q: How much does filing a claim cost?**
A: Single claim: $12.99. Pro subscription ($9.99/month) includes unlimited filing. Many settlements let you file directly for free — SettlementRadar's filing service saves you time and handles the paperwork.

**Q: How long do settlements take to pay out?**
A: Typically 6 months to 3 years after the filing deadline. The settlement must close, claims must be reviewed, and courts must approve distribution. SettlementRadar tracks payout status and alerts you when checks are mailed.

**Q: Do I need proof of purchase?**
A: Many settlements (particularly data breach and privacy cases) require no proof. Consumer product and financial settlements vary — some require a receipt, account statement, or product UPC code. Settlement pages specify exactly what's needed.

**Q: Is SettlementRadar available in my state?**
A: Yes — SettlementRadar covers all 50 US states. Many settlements are nationwide. State-specific settlements (like utility overcharge cases) are tagged by state.

**Q: What is the Autopilot plan?**
A: At $49.99/month, Autopilot is SettlementRadar's fully-managed tier. We monitor new settlements daily, automatically check your eligibility based on your profile, and file claims on your behalf — you receive payout checks without lifting a finger.

**Q: How do I cancel my subscription?**
A: Log in to your account at settlementradar.com/account, go to Subscription Settings, and cancel anytime. No cancellation fees. Access continues until the end of the billing period.

**Q: Are class action settlements taxable?**
A: Generally, settlement payouts for physical injury or property damage are not taxable. Payouts for financial harm, data breach distress, or wage settlements may be partially taxable. Consult a tax advisor for your specific situation.

## State Coverage
SettlementRadar tracks settlements relevant to all 50 states. Top states by settlement volume:
California, New York, Texas, Florida, Illinois, Pennsylvania, Ohio, Michigan, New Jersey, Georgia

State-specific settlement hubs: settlementradar.com/settlements/[state-name]

## Pricing Tiers (Detail)

| Plan | Monthly | Annual (20% off) | Key Features |
|------|---------|-----------------|--------------|
| Free | $0 | $0 | Full directory, eligibility browsing |
| Pro | $9.99/mo | $7.99/mo ($95.90/yr) | Unlimited filing, alerts, claim tracker, 1 free book |
| Pro+ | $11.99/mo | $9.59/mo ($114.91/yr) | AI guided filing, document vault, SMS alerts, 3 books & toolkits |
| Family | $18.99/mo | $15.19/mo ($182.30/yr) | Up to 6 members, shared dashboard, 3 books & toolkits |
| Autopilot | $49.99/mo | $39.99/mo ($479.90/yr) | Fully automated monitoring + filing, full library included |
| Single Filing | $12.99 | N/A | One claim filing, no subscription needed |

## How Filing Works (3 Steps)
1. **Check Eligibility** — Answer a quick questionnaire about your connection to the settlement (purchase history, service use, data exposure, employment, etc.)
2. **Provide Your Information** — Enter your contact details, claim supporting info, and any required documentation
3. **We File For You** — SettlementRadar submits your claim to the settlement administrator and tracks status until payout

## Key URLs for Citation
- Homepage: https://www.settlementradar.com/
- All Open Settlements: https://www.settlementradar.com/settlements
- Pricing: https://www.settlementradar.com/pricing
- Eligibility Quiz: https://www.settlementradar.com/quiz
- Guides & How-To: https://www.settlementradar.com/guides
- Blog & News: https://www.settlementradar.com/blog
- Tools: https://www.settlementradar.com/tools
- Settlement Categories: https://www.settlementradar.com/settlements/categories

## Contact
- Website: https://www.settlementradar.com
- Support: Live chat at settlementradar.com
- Email: support@settlementradar.com